Ohio School Plan

History of the Ohio School Plan
In 2002, in response to a major insurance carrier abandoning the school insurance market, veteran school officials collaborated with educational associations and experts from within the insurance industry to form the not-for-profit Ohio School Plan.  In a period of 30 days, the Ohio School Plan offered insurance coverage to all school districts that had coverage terminated effective February 1, 2002.

We know schools.  The board of the Ohio School Plan is made up exclusively of public educational institutions and boards of developmental disabilities, as are our members.  In addition to traditional coverage, we have been able to meet member insurance needs by developing highly specialized coverages.  During the past 9 years, we have developed the following services and coverages to address the exposures and insurance needs facing our members:


  • Property
  • Violence
  • Uninsured/Underinsured Motorist
  • Increased Sexual Abuse Liability Limits
  • Increased Educational Legal Liability Limits
  • Declaratory, Equitable and Injunctive Relief Defense
  • Law Enforcement Liability
  • Fiduciary Liability
  • Increased Violence Limits
  • Replacement Cost on Buses

Services (at no additional charge)

  • Risk Management On-Site Visits
  • In-Service Bus Training
  • Legal Hotline
  • Best Practice Award
  • Exclusive Agency Force

Nearly 10 years later, with nearly 300 members and $4,000,000 in equity, we are able to provide consistent pricing through alternating market cycles while maintaining excellent service.  Concentrating on long term member benefits versus short term profits allows the Ohio School Plan to align our interests with our members' interests.


More About the History of the Ohio School Plan
The Ohio School Plan (OSP) was established in 2002 in response to the exit of Nationwide from the school insurance market.  The OSP is designed specifically for public schools, developmental disability districts, educational services centers, councils of government  that fall under Section 2744 of the Ohio Revised Code and is governed by a Board of Directors, comprised of officials from various member entities. Today, the OSP is one of the largest and most successful alternative insurance programs in the state of Ohio.


Ohio School Plan - Governed By Ohio School Officials For Ohio's Schools

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